Bankruptcy

Chapter 7 vs Chapter 13, Which Bankruptcy Option Fits Your Situation

Not all bankruptcy filings are the same. This article outlines the core differences between Chapter 7 and Chapter 13, who each option is generally suited to, and questions worth raising with an attorney before deciding.

This is a plain-language introduction, not legal advice. Every situation is different, and small details can change your options. If any of this sounds like what you are facing, reach out for a free consultation and we will help you understand your next step.

When to speak with an attorney

Speak with an attorney as soon as you receive court papers, collection notices, foreclosure filings, judgments, or loan demands. Deadlines in these matters are often short, and missing one can turn a manageable case into a much harder one.

How NY Hope can help

NY Hope is a legal intake platform. We listen to your situation, and, where appropriate, connect you with an independent attorney in our network. We also assist with the administration and management of the matter. There is no cost for the intake conversation and no obligation.

Full-length article coming soon. In the meantime, please reach out if this topic applies to your situation.

Your first step starts with a conversation.

It is free, and it is confidential. Book a consultation or submit an intake and, where appropriate, we will connect you with an attorney in our network.